NFIP › Private Flood Insurance
Earn 20% More on Every Flood Policy. Quote in Minutes.
Advantage Flood offers both NFIP and private flood products—giving you more ways to quote, bind, and win.
Mandatory Flood coverage is coming — agents who move now capture the first mover advantage. By 2026, a growing share of Citizens policyholders will be required to carry flood coverage. Your existing book already contains a significant cross-sell opportunity sitting untapped today. The agents who set up their flood channel now will be writing policies at scale when the deadline hits — not scrambling to catch up.
Why Advantage Flood
Everything you need. Nothing you don't.
We stripped out the complexity and built a platform that lets agents focus on writing business — not navigating bureaucracy.
20%
Commission first year
20% at renewal
~60
Sec. Quote time
No complex inputs
24/7
Dedicated Support
Real people. Real answers.
Earning Potential
Calculate your upside.
Adjust your book size and close rate to see what Advantage Flood means for your bottom line.
Policies in your book
300
Flood conversion rate
20%
Policies written / year
60
from your writing goal
Est. annual commission
$10,200
at 20% commission rate
Rated vs. NFP rate
+$2,640
per year more than NFIP alone
How it works
Start earning in 3 steps.
We handle the complexity. You focus on your clients.
Complete Enrollment
Click the button below and fill out the enrollment form with your license info. Our team reviews and activates your account — typically within one business day.
Get Access & Training
Log into the quoting platform and complete a short onboarding walkthrough. You'll be quoting real policies in under an hour.
Write Business & Get Paid
Start quoting your existing clients. Commissions are paid promptly with full transparency — no surprises, no holdbacks.
Proven Results
40 years of insurance infrastructure behind every policy you write.
1985
Trusted Since Day One
Taurus has been at the core of U.S. flood insurance for four decades — through every FEMA reform, every storm season, and every market shift. That institutional depth protects your business and your clients.
92k+
Active Users on Platform
Taurus powers the leading P&C insurance platform in the U.S., serving carriers, agents, and consumers at scale — with SOC 1 and SOC 2 certified infrastructure running on AWS. Enterprise-grade technology.
#1
NFIP WYO Market Share
Taurus holds the largest market share among NFIP Write Your Own carriers in the country. When you join Advantage Flood, you're plugging into the infrastructure that already runs the flood market.
Agent Testimonials
Why agents love Advantage Flood.
Don't take our word for it.
“The quoting process is remarkably fast. I went from signup to my first bound policy in the same week. The commission difference is real — I checked.”
Michael R.
Independent Agent, Florida
“I'd been putting off adding flood to my book because it seemed complicated. Advantage Flood made it a non-event. My clients are getting better coverage and I'm earning more.”
Sandra L.
Licensed Agent, Texas
“Support actually picks up. That alone makes it worth it when you're trying to close a deal and need a quick answer.”
David K.
Agency Owner, Georgia
Common Questions
Before you enroll.
The questions agents usually ask us before getting started.
Which states can I write in?
We are licensed in 50 states, including high-volume markets like Florida, Texas, and Louisiana. There are no geographic restrictions for appointed agents.
How are claims handled?
Claims are managed by an experienced team with deep flood expertise. Response times are fast, and outcomes are reported specifically to their rep. Most claims are acknowledged and assigned quickly, helping your clients get clarity and support when they need it most.
Can I get help with quotes or complex cases?
Yes. Agents can reach out directly for assistance via phone or email. Our team helps with quoting, underwriting questions, and complex scenarios so you can close business faster and with confidence.
Is there a production minimum or exclusivity requirement?
Absolutely not. No production minimum, no exclusivity. Write at your own pace — the terms remain the same regardless of volume.
Ready to grow your flood book?
Spots are limited each onboarding cycle. Secure yours and start quoting within 24 hours.