Compare NFIP and Private Instantly - All in One place
Get Your Quote in 10 Seconds with Just 2 Simple Clicks
Confidence You Can Trust – 97% of Customers Agree
get your quick quote in just 10 seconds!
Compare. Choose. Get Protected
all-in-one-portal
one portal.two options. best choice
Our portal lets you compare both options instantly, so you can make an informed decision based on your specific needs and budget.
NFIP Coverage
Government-backed flood insurance with standardized rates and federally guaranteed claims
Private Coverage
Private market flexibility with customizable premium coverage options and faster claims processing
Seamless Switching
Already Insured? you can still SWITCH!
Our flood insurance experts make switching simple—seamless transitions, stress-free coverage, and the confidence of knowing you're protected.
+150 years
Insurance Experience in the Agency
33 years
In Business
All 50 States
Nationwide coverage
97%
Customer Satisfaction
21 year
Average Customer Loyalty
Get the Right Coverage, RIGHT NOW
Your home is your biggest investment—did you know just one inch of floodwater can cause up to $25,000 in damage? Protect your home with flood insurance you can trust.
Stay protected with a comprehensive flood insurance plan tailored to Your Location.
Select a state
Already Have Flood Insurance? Seamless Switching Made Simple
Compare your current coverage with our NFIP and Hiscox options. Our experts make switching stress-free with better coverage and competitive rates.
HOW IT WORKS
Quick. Personalized. Comprehensive. Guaranteed!
Access the right flood insurance in three simple steps.
Quick Quote (10 Seconds)
Answer just a few questions and get instant quotes from both NFIP and Hiscox coverage options.
Compare & Customize
Review your options side-by-side. Customize coverage levels, add benefits, and get expert recommendations on what works best for your property.
Choose & Secure
Select your preferred coverage and get instant protection. Our team handles all the paperwork and ensures seamless activation.
97% Customer Satisfaction Score from Smart Homeowners Who’ve Saved with Advantage Agency!
Quick Quotes, Expert Guidance, and Personalized Help Every Step of the Way
END-TO-END Guidance & Unmatched Customer Support
Get Quote in 10 Seconds
Two simple clicks is all it takes. Our streamlined process delivers instant quotes from both NFIP and Hiscox options.
Compare Smart. Select Right
Government (NFIP) and Private (Hiscox) insurance in one portal. Compare side-by-side to find your perfect match.
Customizable Options
Personalize your coverage with flexible options that fit your budget and protection needs.
Get Quote in 10 Seconds
Two simple clicks is all it takes. Our streamlined process delivers instant quotes from both NFIP and Hiscox options.
Compare Smart. Select Right
Government (NFIP) and Private (Hiscox) insurance in one portal. Compare side-by-side to find your perfect match.
Customizable Options
Personalize your coverage with flexible options that fit your budget and protection needs.
Smart Insurance Blog
Expert insights to help you make informed decisions
FAQ: Your Questions, Answered
Find quick and reliable answers about flood insurance.
- 01
Why do I need flood insurance?
Everybody has some level of risk from flooding and should consider a certain level of coverage. Everyone lives in a flood zone and may be vulnerable to excess rainwater, storms, river levels and other factors
- 02
How much does it cost?
Flood insurance premiums are calculated based on various factors including the property's location, flood risk, the structure's age and design, and the chosen coverage amount and deductible
- 03
How much insurance coverage should I get with Advantage Flood?
When you work with the Advantage Agency, you are working with Insurance Experts. Our experienced staff will assist you in understanding the replacement cost of your home and the coverages you need to protect your assets so you can make an informed decision. Our goal is to make sure you are covered!
- 04
Is flood insurance mandatory?
If you live in a community that does not participate in the NFIP, it is also possible to purchase private flood insurance. Moreover, if you want to get a coverage level higher than the one offered by the NFIP, you can supplement the NFIP policy with a private policy. Find out more in a chat with a specialized agent.
