Stay Protected From Flood insurance in Texas
Quick, personalized and comprehensive flood insurance solutions
Confidence You Can Trust and 97% of Customers Agree!
Buy Flood Insurance in Texas
Texas weather can be unpredictable—and when it rains, it often pours. From hurricanes along the Gulf Coast to flash floods in Central Texas and beyond, flooding is a real and growing threat across the Lone Star State.
The truth is, you don’t have to live near a coastline to be at risk. In fact, many Texans in low- to moderate-risk zones have experienced significant flood damage. And here’s something many homeowners don’t realize until it’s too late: most standard homeowners insurance does not cover flood damage.
That’s where Advantage Flood steps in. We make it easy to buy flood insurance in Texas with a fast, personalized process and support from real people who care. Our expert advisors are here to guide you through every step—from choosing the right policy to making a claim when it matters most.
Why do you need Flood Insurance in texas?
Texas is one of the most flood-prone states in the U.S.—and the numbers prove it. 20% of Texans live in a floodplain. Of these, 40% (that’s 2.4 million) live in areas that have a 1% chance of flooding each year, known as the 100-year floodplain. According to FEMA, more than 40% of flood claims come from properties outside high-risk zones. That means just about anyone in Texas can be affected, whether you live in Houston, Dallas, Austin, San Antonio, or a small rural town.
Flood insurance in Texas is your best line of defense when rising water threatens your home or belongings. It’s not just about financial protection—it’s about peace of mind.
Without a flood policy, you're left to cover damages on your own, which can be devastating. The average flood claim paid out by the NFIP in the US between 2016 and 2022 was $66,000—and in Texas, severe events can drive that cost even higher. With the right policy, you can recover faster, rebuild smarter, and avoid financial strain.
Top Areas We Cover in texas
Houston
Dallas
San Antonio
Austin
Corpus Christi
Beaumont
Galveston
Port Arthur
Waco
El Paso
Ocala
Laredo
Features
Features of Flood Insurance
At Advantage Flood, we offer comprehensive policies that are built around your needs. Here’s what a typical flood insurance policy includes:
Building coverage
Protects the structure of your home, including the foundation, walls, plumbing, electrical systems, HVAC, and built-in appliances.
Seamless claims process
If a flood happens, our team makes the claims process easy, so you can focus on recovery instead of red tape.
Expert guidance
Our advisors help you understand your flood risk, compare options, and choose a policy that truly protects what matters most.
Contents coverage
Covers your personal belongings such as furniture, electronics, clothing, rugs, and valuables that may be damaged during a flood.
Flexible options
Choose between NFIP-backed policies and private flood insurance, depending on your needs and property type.
HOW TO PURCHASE FLOOD INSURANCE IN Texas?
Getting flood insurance shouldn’t feel overwhelming! With Advantage Flood, it is easy. We’ve streamlined the process into three simple steps:
01
Get an initial quote
Answer a few questions and get an initial quote instantly.
02
Speak with a flood insurance expert
Not sure what coverage you need? Our team of expert advisors are here to answer questions and guide you through your options.
03
Get covered
Once you complete your application, your policy goes into effect after the standard waiting period. You'll have peace of mind knowing you're protected before the next flood strikes.
Seamless Switching
Already Insured? you can still SWITCH!
Our flood insurance experts make switching simple—seamless transitions, stress-free coverage, and the confidence of knowing you're protected.
+150 years
Insurance Experience in the Agency
33 years
In Business
All 50 States
Nationwide coverage
97%
Customer Satisfaction
21 year
Average Customer Loyalty
Instant Flood Quote
Quick Quotes, Expert Guidance, and Personalized Help Every Step of the Way
END-TO-END Guidance & Unmatched Customer Support
Fast, Easy Service and Instant Quotes
At Advantage Agency, we make securing flood protection fast and easy. With our straightforward process, you can get a quick, accurate quote tailored to your needs. Our team is ready to help you find the right coverage, so you can feel secure knowing you’re protected when the unexpected happens.
Confused by Flood Insurance?
We understand flood insurance can be overwhelming. Navigating policies, coverage options, and the claims process might seem complicated. But don’t worry — we’re here to break it down for you, providing clear explanations and guiding you through every step, so you never feel lost.
Here to Help
If you've experienced flood damage, we’re here to help you through the process. From cleanup to working with adjusters and managing claims, our experts will walk with you every step of the way, ensuring you get the support you need when you need it most. With Advantage Agency, you’re never alone in navigating flood insurance.
Fast, Easy Service and Instant Quotes
At Advantage Agency, we make securing flood protection fast and easy. With our straightforward process, you can get a quick, accurate quote tailored to your needs. Our team is ready to help you find the right coverage, so you can feel secure knowing you’re protected when the unexpected happens.
Confused by Flood Insurance?
We understand flood insurance can be overwhelming. Navigating policies, coverage options, and the claims process might seem complicated. But don’t worry — we’re here to break it down for you, providing clear explanations and guiding you through every step, so you never feel lost.
Here to Help
If you've experienced flood damage, we’re here to help you through the process. From cleanup to working with adjusters and managing claims, our experts will walk with you every step of the way, ensuring you get the support you need when you need it most. With Advantage Agency, you’re never alone in navigating flood insurance.
FAQ: Your Questions, Answered
Find quick and reliable answers about flood insurance.
